Landlord insurance covers the house, garage, any domestic outbuilding and landlord's fixtures and fittings for defined events such as: Fire, Impact, Storm & Tempest, Water Damage and Malicious Acts.
Coverage also includes:
Loss of Rent following unoccupancy as a result of a defined event.
Up to $20,000,000 Property Owners Legal Liability coverage.
Landlords contents (furniture, furnishings and carpets).
Theft by tenant and rent default cover (optional).